401(k) Frequently Asked Questions
401(k)afe
General Bullet.gif (834 bytes)How much can I contribute to my 401(k) plan?
Tax Bullet.gif (834 bytes)Who decides on contribution limits?
Eligibility Bullet.gif (834 bytes)Is there a minimum contribution amount?
Distributions Bullet.gif (834 bytes)What kinds of pay are included in the definition of "total Compensation?
Contributions Bullet.gif (834 bytes)My employer says I'm a "highly compensated employee."  Is it true that my contributions will be capped if I earn over a certain amount?
Terms Bullet.gif (834 bytes)What is the $150,000 compensation limit?
Investment Bullet.gif (834 bytes)Is my employer required to contribute to my 401(k) plan?
401k Forum Bullet.gif (834 bytes)What motivation is there for my employer to contribute to my 401(k) plan?
Bullet.gif (834 bytes)Is there a rule about when my company must invest my contributions?
Bullet.gif (834 bytes)If I contribute to a 401(k) can I still contribute to an IRA?
Bullet.gif (834 bytes)How will my 401(k) contributions be invested?
Bullet.gif (834 bytes)Do I have the flexibility to change the amount of my 401(k) contribution?
Bullet.gif (834 bytes)Is there a limit to how much I can invest in my 401(k)?
Bullet.gif (834 bytes)What are after-tax contributions and under what circumstances should I consider making them?
Bullet.gif (834 bytes)What is a reputable source for national statistics on the average amount companies contribute to their employees' 401(k) plans?  I would like to see how my company measures up.
Bullet.gif (834 bytes)What is the maximum allowable pre-tax contribution (employee and employer) that can be made to a 401(k) plan?
Bullet.gif (834 bytes)I work on commission, and my employer only matches 401(k) contributions from salary.  Is this legal?
Bullet.gif (834 bytes)Is there a rule about when an employer has to deposit matching contributions into the 401(k) account?
Bullet.gif (834 bytes)I worked for two different companies last year and my total 401(k) contributions exceed $10,000.  What should I do now?

 

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