401(k) Frequently Asked Questions


401(k)afe
Can I decide how to invest all of the money in my account, including employer contributions?
Possibly not. It depends on the rules of your particular plan. In some plans, participants decide how their own contributions will be invested, but the company decides how to invest the matching contributions. In other plans, employer matching contributions are invested in the same proportions as the participant contributions. And in some plans, all matching contributions are made in the form of company stock.

You should check with your company's HR or benefits representative regarding your specific plan.
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