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No. As with any investment,
the money in your 401(k) account is subject to investment risk (fluctuation in return).
How much your 401(k) account is worth when you retire depends entirely on the amount of
your contributions and the performance of your investments. It is possible to lose money
if your investments do badly.
However, your money is protected in another way. Once your money is deposited in the
401(k) trust account by your employer, it is protected (by insurance) against any fraud,
embezzlement or other criminal activity. |
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